Very Cheap Auto Insurance -Tips That Guarantee Affordable Car Insurance Rates (Video)

Sunday, June 7, 2009

Car Insurance Ladies - Why Women Have the Advantage

By Enrico Medina

Car insurance companies prefer ladies because they are considered much less risky drivers. Proper statistics show that they do get into more accidents compared to men but these accidents are typically just minor ones. Minor scratches here and there and occasional bumps.

However, ladies weren't often regarded as this. Before recent statistics showed up, it was assumed that ladies were of higher risk when purchasing car insurance and more ofter than not, given less attractive packages.

It is rare that you see a lady get involve in a serious car accident like total wrecks. They are ofter the victim of minor scratches and light bumps. It is the men that are more prone to serious accidents.

Any normal car insurance company or companies that focus on women's policy will most likely offer discounter prices for ladies car insurance. There are a lot of companies that offer this so it is advisable to shop around for the best offer.

A number of sites in the internet contain information about different car insurance companies which is useful for us buyers.

Ladies, as statistics show often drive fewer miles as compared to men and are less likely to get into car accidents. This gives them the advantage when haggling for premiums, and in most cases will get discounts or freebies. Also with them driving fewer miles as compared to men, their cars are more often than not in better condition.

Ladies also are more organized and clean as compared to men. This also helps with their cars as this results into less repairs and cheaper bills overall.

Ladies car insurance is only for the ladies by the way. They can get cheaper insurance for their cars thanks to the general outlook on women. Overall, women are less risky for insurance companies.

They are less likely to have an accident, which means they are also less likely to file large monetary claims from the insurance company. If the insurance company can save money, that means you can as well with cheap ladies car insurance.

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