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Sunday, June 7, 2009

Car Insurance Ladies - What Makes It Different

By Enrico Medina

Ladies, since they are considered much less risky drivers, will benefit more from car insurance companies. Even though statistics show that lady drivers do get in more accidents than men, these accidents are mostly minor ones. Examples are scratches and minor bumps.

This wasn't true before though as ladies were always considered a higher risk than men and would most likely be offered a much poorer compensation package. Until recent statistics popped up and disproved this common theory.

Men, being bore aggressive and risky drivers often induce their can into heavier damage. Ladies are more prone to minor scratches, little bumps here and there and some don't ever involve other cars but rather immobile objects like walls and posts.

Ladies car insurance can be found from any normal car insurance companies or other companies which focus on women's policies. It is always good to compare between other companies and policies as their prices will most likely vary.

There are a couple of sites out in the internet which lists a couple of these insurances so the general public can make a good and sound decision.

Women as statistics show, drive fewer miles than men and thus the chance of getting into an accident is less likely. This kind of advantage is worth mentioning when looking and haggling for premiums, giving a woman an advantage in most cases. Also with them driving fewer miles, in most cases, their car is in better condition as opposed to those driven by drag racers and reckless drivers.

As with general neatness, ladies are more organized and clean as compared to men. Their cars tend to be cleaner and this results to a longer life for the car resulting in less repairs and cheaper bills.

This type of insurance is only for the ladies by the way. They can get cheaper insurance for their cars since overall, women are less risky for insurance companies which benefits both parties.

Since women are less likely to have an accident, they are also less likely to file large monetary claims against the insurance company. This is the reason why they offer discounted rates for ladies as they can save a lot of money from them.

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