Very Cheap Auto Insurance -Tips That Guarantee Affordable Car Insurance Rates (Video)

Tuesday, April 14, 2009

Seattle Auto Insurance Factors

By Steve Turner

There are a number of factors what help to determine the rate for your Seattle Auto Insurance coverage. By knowing what these factors are, you can enable yourself to locate the highest coverage available for affordable premiums.

Searching through the internet and looking for group discounts are possible ways to find savings on your auto insurance coverage. But these are not the only ways.

Your insurance provider will place a lot of weight on the make and model of vehicle you drive. Every year they will create a list of vehicles with their associated risk rate and premium. Try to drive a car that is considered to be a low risk.

Typically the more expensive a car is the less affordable the insurance coverage. This is due to the fact that if an inexpensive car is damaged in an accident it will cost less to repair, so therefore will have lower premiums. Small cars may also receive higher premiums due to the fact that if they are in an accident with a large car they will receive more damage.

The higher the deductible you select the lower the premium the provider will offer. Another way to realize savings is to put into place as many safety features as you can.

Your car will have a lower risk of theft if you live in an area that is rated as safe and crime free. Having a closed garage and an alarm system will also affect your rate.

The average driver uses their car for 12,000 miles a year. Driving under this average will enable you to receive more favorable rates on your auto insurance coverage.

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