Very Cheap Auto Insurance -Tips That Guarantee Affordable Car Insurance Rates (Video)

Saturday, April 25, 2009

Seattle Auto Insurance and Accidents

By Steve Turner

If you are in a collision then your Seattle Auto Insurance provider will send out an insurance adjuster to assess the damage. Understanding what the adjuster will be evaluating can help you to ensure that you get your claim processed quickly and favorably.

The insurance adjuster will begin by taking pictures of your vehicle. He will do this to record any damage that resulted from the collision, and to document any pre-existing damage. An appraisal for the damage will then be set.

You will be asked to give your statement pertaining to the accident. The insurance adjuster may ask questions with the intention of leading you to say something that would allow them to deny your claim. Answer carefully.

Witnesses of the collision will be asked to give statements of what they saw. They will be contacted by the insurance adjuster through information provided to them by you or the police officers.

Your name will be run through several databases to see if you have filed any previous insurance claims. Do not give your social security number to the adjuster. It is not required, even if they do ask for it.

To evaluate the extent of your injuries the adjuster will ask you to sign a medical release form. To protect your medical history make sure that you are not authorizing them to any information other than that relating to the collision.

The damages to your car will be evaluated by an expert assigned by the insurance adjuster. They will be looking for ways to minimize your damages and claim to save the insurance provider money. In your best interest you should also have an evaluation done by an outside expert as well.

About the Author:

No comments: