Cheaper Automobile Insurance -- Ideas For Special Age Brackets

1. Under-25 drivers get very high auto insurance rates. But for those who find themselves in this age group, having good grades at school will help you get more affordable rates.

You need to have a grade point not lower than B to have a good student discount. This will shave off up to five percent from your rate once you qualify. This is so because insurance providers believe there is a correlation between good grades and a young person's behavior behind wheels. Reckless under-25 drivers are very unlikely to keep getting excellent grades.

2. If you are a above 55 years you can reduce your rate if you completed courses recommended for older drivers. Going through this type of course will position you for discounts as high as ten percent. To find out extensive details of how this works and how much you will save with your insurer, ask your agent.

3. A good number of insurers offer a retiree discount. Retired folks don't get to drive to work on a daily basis. A person's annual mileage is an important point which determines what is paid in premiums. So anything that reduces your total mileage count remarkably should reduce your rate.

Note that you are eligible for this if you're retired. You can find out eligibility requirements from your agent. And, if your agent tells you they do NOT have this particular discount, do your best to point out the dramatic difference in your mileage. You are entitled to a reduction in rate if the difference in mileage is considerable.

4. You will save a lot if you really have between 25-30 minutes. Visit, receive and compare auto insurance quotes from selected insurance quotes sites. The cheapest offer should be what you pick easily.

However, you have to go beyond just the lowest quote to the best price/value. The lowest priced may not be the best price/value for you as a person.

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