Very Cheap Auto Insurance -Tips That Guarantee Affordable Car Insurance Rates (Video)

Sunday, March 15, 2009

Discount Auto Insurance Rates

By Dante Hollowitz

These days the cost of owning a car is becoming an increasingly heavier burden for a lot of people. With the price of gas soaring, and the country sinking deeper into Recession, who wouldn't want to get some discounts or two to reduce their auto insurance costs? This is why it\'s important to know what kind of auto insurance discounts are available for your car insurance policy, and of course, know how to make yourself eligible for them:

1.Good Student Discounts for students not older than 21 years-old (25, in some states) and averages as B or higher in school.

2.Discounts auto insurance for completing state-accredited Defensive Driving Programs.

3.Enlisted Active/Reserve Military personnel, Employer or group and professional discounts are available as well.

4.Incentives/Discounts for putting all of your different insurance needs, such as renters or home, boat, life, etc., under one company.

5.Discounts for putting multiple vehicles under your policy.

6.Loyalty incentives or discounts for purchasing other insurance needs (health, house or renters etc.) with the same company.

7.Professional Discounts, such as Military, Reserved, Membership, Employers etc.

8.Discounts if you have not been involved/caused any accidents, and has not had any tickets or points against your drivers license for a certain period of time (usually three years.)

9.Car Insurance Discounts for having continuous auto insurance coverage for the past three years or so.

It\'s good to know that your premiums reflect the amount of risk you carry as a driver, and discounts are possible if you can reduce that amount of risk below the average of what most in your age group or category that you fall under. The better you are at reducing your risk, the more affordable your auto insurance costs becomes.

One of the best places to find the competitive quotes for a more affordable policy is the Web. The Internet is also a valuable resource that can help you maximize your ability to spot discounts you\'re eligible to get. Virtually all auto insurance companies today publish details about their policies, terms, and discount options on their websites, so it\'s a good to begin from there.

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