Is it possible you have a car that you've not used for a long while? Do you have a car that you've just forgotten about because of the headaches it gives you or something? Are you still paying premiums on such a car because you did NOT remember to remove it from your auto insurance policy?
Funny as it may seem, this is one reason some folks pay higher rates than they should. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.
You will enjoy discounts with a number of insurers if you're part of an auto club. Even if this discount is negligible it's still something.
Don't try to give false information in your bid to get cheaper rates. State things just the way they are. False representation is fraud and affects everyone's auto insurance rates negatively.
Furthermore, an insurer has the right to cancel your policy if you give false details.
I hope you know that this will invariably make you a higher risk and this means you'll pay more for your next policy. Insurers increase your rates by a good margin once you've let your policy lapse or had it cancelled for reasons like this.
It's been estimated that insurance fraud adds up to $1,500 to the average family's insurance premium annually. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.
Policyholders who do NOT make claims for up more than 3 years get a No Claims bonus. Those who understand how to take advantage of this often handle very minor repairs and fixes and so easily become eligible for this discount. Handling little fixes on your own will help you save more as you'll get a big discount.
Another alternative for you is to use your parents' auto insurance policy. Your parents are part of a lower risk age bracket.
There are two things you must do to make this possible: The car must be registered in your parents' name and you must live with them. If you do not like the idea of giving the car's ownership to them and other stuff that may come with it, then you'll have to forget this option.
And...
The most important key to considerable savings in auto insurance is comparison shopping -- Provided that you do it right. You can get quotes that will have a difference that exceeds $1,000. You could conveniently save that much by simply going with the lowest quote. This should apply if you're just after the lowest price.
Howbeit, if you're after the best value to price ratio then you'd have to check the details of the lowest offers. Different insurance companies may have different exclusions for similar policies. It's important that you ask the agent what's part of the deal and what's not.
Funny as it may seem, this is one reason some folks pay higher rates than they should. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.
You will enjoy discounts with a number of insurers if you're part of an auto club. Even if this discount is negligible it's still something.
Don't try to give false information in your bid to get cheaper rates. State things just the way they are. False representation is fraud and affects everyone's auto insurance rates negatively.
Furthermore, an insurer has the right to cancel your policy if you give false details.
I hope you know that this will invariably make you a higher risk and this means you'll pay more for your next policy. Insurers increase your rates by a good margin once you've let your policy lapse or had it cancelled for reasons like this.
It's been estimated that insurance fraud adds up to $1,500 to the average family's insurance premium annually. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.
Policyholders who do NOT make claims for up more than 3 years get a No Claims bonus. Those who understand how to take advantage of this often handle very minor repairs and fixes and so easily become eligible for this discount. Handling little fixes on your own will help you save more as you'll get a big discount.
Another alternative for you is to use your parents' auto insurance policy. Your parents are part of a lower risk age bracket.
There are two things you must do to make this possible: The car must be registered in your parents' name and you must live with them. If you do not like the idea of giving the car's ownership to them and other stuff that may come with it, then you'll have to forget this option.
And...
The most important key to considerable savings in auto insurance is comparison shopping -- Provided that you do it right. You can get quotes that will have a difference that exceeds $1,000. You could conveniently save that much by simply going with the lowest quote. This should apply if you're just after the lowest price.
Howbeit, if you're after the best value to price ratio then you'd have to check the details of the lowest offers. Different insurance companies may have different exclusions for similar policies. It's important that you ask the agent what's part of the deal and what's not.
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For more tips go to Low Cost Auto Insurance and Discount Auto Insurance. Chimezirim Odimba teaches how to pay less for more.
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