Very Cheap Auto Insurance -Tips That Guarantee Affordable Car Insurance Rates (Video)

Tuesday, March 17, 2009

Hurricane Season: Tips To Cover Your Vehicle

By Chimezirim Odimba

June through November is the hurricane time of the year. Car insurance companies modify how they process claims in places susceptible to hurricanes. Some of the most devastating hurricanes show up in September, which is peak hurricane season.

That can be a big concern for insurance companies because it increases risk. People tend to disregard car insurance until a time like this arises. All parts of your policy contract should be examined.

Here you will find out what kind of coverage you really have. This is valuable information so that when something, like a hurricane strikes you are aware of what to expect. In the event of a hurricane you need to understand all risk involved.

During a hurricane, it would be comprehensive insurance that would cover you. There is a lot to think about during times like this.

Rental reimbursement and gap coverage present added protection to you. Gap coverage would protect you in the event that your car was destroyed during a hurricane. The typical buyers of gap insurance are those with new vehicles. Take a brand new car and compare the difference of a recently-depreciated vehicle of the same type, this is what gap coverage pays for.

Rental reimbursement will provide for your rental if your car is not drivable. This is offered when the auto isn't totaled but needs to be fixed. This blanket of protection should be bought in advance of any hurricanes.

If a hurricane is on its way, insurance companies have no interest in offering you coverage at that time. Insurance companies recognize that your demand will bring them a loss. They are not in the industry to not gain from doing business.

The policy would have to be active for at least 30 days prior to your being covered. This gives the insurance company a bit of reassurance. Especially those that are in high risk areas should buy this coverage well in advance.

Park your car out of the way of danger in times of danger. Try to do things that would stop you from having to file any claims that hike up your payments. Often, there is nothing that you can do. When you can make a difference, try to.

About the Author:

No comments: