Low cost insurance is offered by many different insurance companies. However, low cost does not always mean that your van courier service will be adequately or legally covered. Courier vans driving on public roads in the UK have to be covered by appropriate van courier insurance; this usually means it has to include Goods In Transit cover.
Cover while driving in the European Union. Restrictions do apply, 30 days cover is typically offered as inclusive depending on the terms and conditions of the policy. However there are some insurers who offer 90 days cover as inclusive in their comprehensive policies.
Generous No Claims Discounts with the option to protect the discounts. Generally this means that insurers will allow for a certain number of claims to be made before it affects your no claims discounts.
Restriction on the nature and value of the goods will apply. Goods which are classed as hazardous or dangerous will incur higher insurance premiums due to the associated risks. You may also be required to have additional Public Liability cover. Speak with the insurers for advice and guidance as to the different options of Goods in Transit cover.
If you carry valuable items which exceed the insurance limits it will be possible to insure these separately. The insurance companies will advise as to the best possible cover required.
Having tracking devices fitted is becoming a requirement of the terms and conditions of the insurance with many insurers as trackers can help reduce the risk of total loss claims. Check whether this is a requirement by making enquiries with the insurers or reading the terms and conditions of the policy and schedule.
In order to provide appropriate cover the insurance company will need to be informed of the type of goods you will be carrying. If you have been given an undisclosed parcel, packet or consignment it is your responsibility to inform the insurance company.
With ever increasing insurance costs insurance companies are offering some very competitive and low cost courier insurance in order to get your interest and generate new business. With the present economic situation in the UK it has probably never been a better time to find some very good courier insurance deals!
Cover while driving in the European Union. Restrictions do apply, 30 days cover is typically offered as inclusive depending on the terms and conditions of the policy. However there are some insurers who offer 90 days cover as inclusive in their comprehensive policies.
Generous No Claims Discounts with the option to protect the discounts. Generally this means that insurers will allow for a certain number of claims to be made before it affects your no claims discounts.
Restriction on the nature and value of the goods will apply. Goods which are classed as hazardous or dangerous will incur higher insurance premiums due to the associated risks. You may also be required to have additional Public Liability cover. Speak with the insurers for advice and guidance as to the different options of Goods in Transit cover.
If you carry valuable items which exceed the insurance limits it will be possible to insure these separately. The insurance companies will advise as to the best possible cover required.
Having tracking devices fitted is becoming a requirement of the terms and conditions of the insurance with many insurers as trackers can help reduce the risk of total loss claims. Check whether this is a requirement by making enquiries with the insurers or reading the terms and conditions of the policy and schedule.
In order to provide appropriate cover the insurance company will need to be informed of the type of goods you will be carrying. If you have been given an undisclosed parcel, packet or consignment it is your responsibility to inform the insurance company.
With ever increasing insurance costs insurance companies are offering some very competitive and low cost courier insurance in order to get your interest and generate new business. With the present economic situation in the UK it has probably never been a better time to find some very good courier insurance deals!
About the Author:
Simon Normski is an authority in the field of Van Insurance, Visit our site for essential information on online insurance for vans and quote for commercial van insurance online .
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