Very Cheap Auto Insurance -Tips That Guarantee Affordable Car Insurance Rates (Video)

Friday, May 29, 2009

Cheapest Auto Insurance -- Ways To Pay Less

By Chimezirim Odimba

Do you have a car you've not driven in months? Is one of your cars been covered in the garage for up to six months because it's broken? Have you removed it from your auto insurance policy?

Simple as this looks a lot of people end up paying thousands in unnecessary premiums because they don't remember to remove such cars from their policy. If you made this kind of mistake then you can save yourself a lot of bucks by quickly removing an unused car or cars from your policy.

Joining an auto club could get you a discount with a good number of insurance carriers. Even if this discount is quite little it's still some savings for you.

Do your best to represent the facts exactly the way they are. Insurance fraud costs us all.

If you couldn't care less about the cost to everyone in general, don't forget that your insurer is free to cancel your policy on the grounds of false representation.

This could make you lose a lot more than what you thought you would save. This is partly because of the added cost you'd bear if your policy lapses (which is what would happen if your insurer cancels your policy).

It's been estimated that insurance fraud adds up to $1,500 to the average family's insurance premium annually. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.

Policyholders who do NOT make claims for up more than 3 years get a No Claims bonus. Remember, this does not mean you might not have any cause to make a claim but that you did not file one. Handling little fixes on your own will help you save more as you'll get a big discount.

Another alternative for you is to use your parents' car insurance policy. If you are of driving age, then your parents certainly are far above twenty five years which means they're lower risk drivers.

To take advantage of this though, you'll have to live with your parents and also have the car registered in their name. This means that by law they own the car. If the benefits of "independence" outweigh your car insurance savings then this is definitely not alternative for you.

Car Insurance For Teens

And...

You can realize savings of hundreds of dollars on your auto insurance policy by getting insurance quotes from insurance quotes sites. The best method is to visit at least five sites and ensuring that you provide the same (correct) information about yourself.

I recommend that you visit not less than five quotes sites as that will make it less likely that you'll miss out offers not carried by the other sites. This provides you a broader basis for doing better comparisons thus increasing your chances of getting more for less.

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