Cheap Car Insurance: Tips For Particular Age Groups

1. Under-25 drivers get really high automobile insurance rates. If you belong to this age group you can attract cheaper rates if you maintain good grades at school. It's known as the good student discount.

You must maintain a grade point of not less than B to enjoy this good student discount. For those who meet this eligibility requirement, you can expect discounts of about 5%. This discount is given because insurance providers claim there is a connection between good grades and a young person's composure behind wheels. Students who maintain good grades are generally considered more responsible and less likely to take to reckless driving.

2. For folks who are over 55 years of age, you can take advantage of a drivers' refresher course. You can save on your monthly premium by up to 10% once you go through this course. You should get details about this from your insurance agent.

3. Are you retired? Then you can get a retiree discount with most insurance carriers. You will definitely NOT drive as frequently as you used to do if you are retired. A driver's annual mileage is an important factor which affects how much is paid in premiums. So any event that brings down your total mileage count remarkably must lower your rate.

The fine points for each insurance provider may differ but this is certainly an excellent way to reduce your car insurance rate. Get your insurance provider's position on this from your agent. Even if they don't call it a retiree discount, reporting a remarkable drop in mileage is important. You are entitled to a a cheaper rate if the difference in mileage is significant.

4. You can save a lot of dollars by visiting at least 5 quotes sites. That way, you will get the lowest auto insurance quotes possible because five sites will return not less than 25 quotes altogether.

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