Very Cheap Auto Insurance -Tips That Guarantee Affordable Car Insurance Rates (Video)

Wednesday, September 30, 2009

Cheap Auto Insurance -- Tips For Particular Age Brackets


1. We all are aware of the fact that hardly any other age bracket pays as much for auto insurance as the under-25 age group. However, one thing you can do to enjoy lower rates if you fall into this age group is maintain good grades. It's called the good student discount.

This discount is for those who get A's or a minimum of B's. This will slash off up to 5 percent from your rate once you make yourself eligible. Experience has proven to insurers that what makes a student keep getting good grades is a level of responsibility which also shows behind wheels. Young drivers with good grades are usually seen as more responsible and less likely to take to recklessness behind wheels.

2. If you are a senior citizen you can reduce your rate if you completed courses meant for older drivers. Because going through such will earn you a discount of up to 10%, it is definitely worth giving a try. Ask your agent about your provider's stand on this and the best way to go about it.

3. Retirees are offered a special discount by many insurance providers. You'll hardly drive as much as you used to do if you retire. Driving less means lower mileage which surely makes you a better risk.

Note that you qualify for this discount if you're a retired person. Get your insurance carrier's policy on this. And, if your he/she says they don't have this kind of discount, do your utmost to show the big adjustment in your mileage. You should get a a cheaper rate if the change in mileage is considerable.

4. You will save much if you really have between 25-30 minutes. Visit, receive and compare auto insurance quotes from various quotes sites. The lowest quote should be your choice easily.

However, you have to look beyond simply the cheapest price to the best price to value ratio. The lowest priced may not offer the best price/value for you as a person.

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