Car Insurance -- 3 Sure Steps To Cheaper Rates

1. Do your utmost to always drive carefully. It's a good decision to NOT drive at all once you have taken alcohol(even if it's just a sip.

If you're convicted for driving under the influence (DUI) you've said good-bye to cheap rates for some years. While alcohol-related traffic offences have very instantaneous and serious repercussions, speeding tickets will as well affect your rates negatively if they become frequent. You'll be helping yourself if you obey all traffic laws at all times.

2. You'll reduce your auto insurance cost if you have an outstanding credit rating. Having a bad credit history is simply making it hard for yourself apart from the fact that your premium will be much more. This is because insurance companies see individuals who default in payments as irreponsible and a bigger risk to them. It is normal for insurance providers to conclude that a person who defaults in credit card payments will also easily miss payments of auto insurance premiums. This perception of high risk makes such persons pay very high rates in car insurance and other insurance policies.

3. You can bring down your auto insurance premium by getting and evaluating quotes from at least five reputable quotes sites.

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