Q: "What kind of car is going to cost me the most in auto insurance? Which is the cheapest to insure?" ----- A: Those are interesting questions. Depending on your choice of car, on average the total insurance premium that you will pony up ranges from a "low" of $ 4,155 to a high of $ 10,440 over a five year period.
Let's take a closer look at this question. Insurance.com has broken up a galaxy of cars into five basic groups: Passenger Cars, Vans/Wagons, Crossovers/SUVs, Sports Cars, and Trucks. Each of these very large groups are then broken into three sub-groups: Large, Midsize and Small.
Here's how the average annual premium for each of these groups broke out:
Group Highest Premiums Cheapest Premiums
Lg. Crossover/SUV: Mercedes-Benz G-Class $2,088 Hyundai Veracruz $977
Midsize Crossover/SUV: Infiniti EX $1,306 Hyundai Santa Fe $832
Small Crossover/SUV: Mazda Tribute Hybrid $ 1,372 Kia Sportage $840
Lrg. Passenger: Audi S8 $2,071 Pontiac Grand Prix $902
Midsize Passenger: Audi S6 $1,571 Subaru Legacy $962
Small Passenger: Volkswagen Eos $1,198 Kia Rio5 $870
Small Sports Car: Dodge Viper convertible $2,580 Mazda MX-5 Miata $1,017
Lrg. Truck: Cadillac Escalade EXT $1,592 GMC Sierra2500HD $1,013
Midsize Truck: Dodge Dakota $1,279 Ford Expl Sport Trac $1,070
Small Truck: Chevrolet Colorado $1,147 Mazda Truck $957
Lrg. Van/Wagon: BMW 5-Series Sports Wagon $1,153 Chevy Uplander $831
If you are interested in owning the large Mercedes Benz G-Class Sport Utility Vehicle, then get ready to pay over two thousand dollars each year in auto insurance premiums. It happens to be one of the most expensive vehicles listed in the table to insure. Yet, it is not the most expensive. The most expensive vehicle on the list to insure is a sports car. The Dodge Viper Convertible will cost you a considerable $2,580 each year in premiums which is definitely not cheap car insurance.
Believe it or not, the most expensive large and mid size passenger cars to insure are made by Audi. The Audi S8 requires over two thousand dollars per year in insurance premiums to be paid. The smaller Audi 6 has an annual premium rate of a little more than fifteen hundred dollars. Surprisingly, a much larger vehicle, the Cadillac Escalade EXT, has annual insurance premiums that are only slightly more than the Audi S6, which is a much smaller vehicle. This could be considered cheaper car insurance when you think about the vehicle.
The real bargains of the year come in the large Van/Wagon category. You can drive a new BMW 5-Series Sports Wagon out of the dealer parking lot for a very reasonable $ 1,153. Finally, the cheap car insurance award for the year 2009 goes to the Chevrolet Uplander. At $ 831 per year, the Uplander comes in a full $1,257.00 cheaper every year than the most expensive Mercedes-Benz G-Class SUV.
Let's take a closer look at this question. Insurance.com has broken up a galaxy of cars into five basic groups: Passenger Cars, Vans/Wagons, Crossovers/SUVs, Sports Cars, and Trucks. Each of these very large groups are then broken into three sub-groups: Large, Midsize and Small.
Here's how the average annual premium for each of these groups broke out:
Group Highest Premiums Cheapest Premiums
Lg. Crossover/SUV: Mercedes-Benz G-Class $2,088 Hyundai Veracruz $977
Midsize Crossover/SUV: Infiniti EX $1,306 Hyundai Santa Fe $832
Small Crossover/SUV: Mazda Tribute Hybrid $ 1,372 Kia Sportage $840
Lrg. Passenger: Audi S8 $2,071 Pontiac Grand Prix $902
Midsize Passenger: Audi S6 $1,571 Subaru Legacy $962
Small Passenger: Volkswagen Eos $1,198 Kia Rio5 $870
Small Sports Car: Dodge Viper convertible $2,580 Mazda MX-5 Miata $1,017
Lrg. Truck: Cadillac Escalade EXT $1,592 GMC Sierra2500HD $1,013
Midsize Truck: Dodge Dakota $1,279 Ford Expl Sport Trac $1,070
Small Truck: Chevrolet Colorado $1,147 Mazda Truck $957
Lrg. Van/Wagon: BMW 5-Series Sports Wagon $1,153 Chevy Uplander $831
If you are interested in owning the large Mercedes Benz G-Class Sport Utility Vehicle, then get ready to pay over two thousand dollars each year in auto insurance premiums. It happens to be one of the most expensive vehicles listed in the table to insure. Yet, it is not the most expensive. The most expensive vehicle on the list to insure is a sports car. The Dodge Viper Convertible will cost you a considerable $2,580 each year in premiums which is definitely not cheap car insurance.
Believe it or not, the most expensive large and mid size passenger cars to insure are made by Audi. The Audi S8 requires over two thousand dollars per year in insurance premiums to be paid. The smaller Audi 6 has an annual premium rate of a little more than fifteen hundred dollars. Surprisingly, a much larger vehicle, the Cadillac Escalade EXT, has annual insurance premiums that are only slightly more than the Audi S6, which is a much smaller vehicle. This could be considered cheaper car insurance when you think about the vehicle.
The real bargains of the year come in the large Van/Wagon category. You can drive a new BMW 5-Series Sports Wagon out of the dealer parking lot for a very reasonable $ 1,153. Finally, the cheap car insurance award for the year 2009 goes to the Chevrolet Uplander. At $ 831 per year, the Uplander comes in a full $1,257.00 cheaper every year than the most expensive Mercedes-Benz G-Class SUV.
About the Author:
The car insurance business is in serious turmoil. This presents a very real opportunity to you. The author, Paul Amador, invites you to explore how you can save yourself hundreds of dollars on auto insurance. Visit insurancefaqcars.com and get, absolutely free, up to ten insurance quotes from major insurance companies.
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