Very Cheap Auto Insurance -Tips That Guarantee Affordable Car Insurance Rates (Video)

Wednesday, April 22, 2009

Auto Insurance -- Ways To Get It Affordably

By Chimezirim Odimba

Insurers give give customers who have remained loyal a long term discount and accident forgiveness. Depending on the insurer, you'll be eligible for a discount of 5% once you've stayed with them for between three and five years.

Most insurers will also not raise the rates of a long standing policy holder if they make only just one claim. These are all incentives for you to stay with them for as long as possible. The longer you stay, the more you'll save.

But it will only be right for me to also point out that in spite of these incentives, you might actually gain more if you switch to another insurer.

Don't make the mistake of parking your car in places where it won't be safe. This means that you have to do all within your power to NOT park your car in a red light district. I hope you also know that you'll pay less if you have a garage for your car.

And, lest I forget, if you drive out in the night do your best to have your car parked in a well-lit area. That will deter thieves.

Have you checked with the associations you belong to if they have discounts from any insurer? Insurers give these associations group discounts in the hope that they will in that one move attract many of their members to buy an auto insurance policy with them. Bearing this in mind, you'll do well to see if there are good discounts with any association you're part of.

Do your utmost to always drive responsibly. It's a smart idea to NOT drive at all once you've taken alcohol (even if it's simply a sip.

Traffic offences that are associated to drinking invariably make you get very high rates. And don't ignore those speeding tickets because they cost you much more than the fine you pay. They eventually raise your rate. Therefore, if it's breaking traffic laws, avoid it no matter how minor it may seem at the time.

If you live in an urban area do your best to use the public transport system as much as possible. The less you use your car, the lower your mileage will be. And since mileage is a strong factor that determines your premium, you'll attract more affordable rates. So if it's NOT essential that you use your car, don't. It will save you much.

Increase your knowledge of insurance atArizona Car Insurance quote and San Jose California auto insurance

And...

You might save some hundreds of dollars by just obtaining and evaluating quotes from at least five quotes sites. And, it will take only a total of 25 minutes.

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